What a Tradeline Can't Do for Your Credit
· 4 min read
Tradelines are sold with a lot of big promises. Here's what they can't do, so you're buying for the right reason.
- They don't remove late payments, collections, charge-offs or anything else already on your report.
- They don't guarantee a score, a score increase or an approval. No honest seller can promise one.
- They don't count with every lender. Some lenders set authorized-user accounts aside when they underwrite by hand.
- They don't last forever. The standard term is two billing cycles unless you arrange an extension.
- They won't post to a frozen file, or to a file whose name, address, date of birth or SSN doesn't match.
We Don't Offer Credit Repair
Tradeline Builders sells authorized-user tradelines. We don't dispute items, negotiate with creditors or offer credit repair services of any kind.
What We Do Guarantee
Posting. If the tradeline doesn't post to two credit bureaus by the end of its Reporting Period, you choose a full refund or an exchange, under the written policy you can read before you buy.
See Today's Tradelines
Bank, limit, age, Reporting Period and price for every listing. If it doesn't post, you choose a full refund or an exchange.
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